Responsibility LedgerAppend-only · Dated · Signed

Claimant scorecard · AERS v2.1 · Calibrating

Fannie Mae

1 claim tracked in the Responsibility Ledger. 1 pending grade.


AERS

Insufficient closed grades

Pending

1

Open horizons

Closed

0

Graded outcomes

First tracked

Apr 23, 2026

Open horizons

  • Fannie Mae: auditable AI governance required by August

    Invalidator Fannie Mae publicly delays enforcement, issues blanket waivers, or mortgage industry reporting (via trade publications, compliance consultants, or legal filings) demonstrates that the governance framework is not being enforced as written. Alternatively, Fannie Mae revises LL-2026-04 to materially weaken the inventory, control, or disclosure requirements before the six-month mark.

    Grade by Feb 6, 2027· 6 months post-effective date·Entry 003·Materiality 3/5

About this scorecard

The AI Execution Risk Score (AERS) is a 0-100 metric quantifying the gap between Fannie Mae’s public AI claims and demonstrated delivery. Higher AERS = stronger track record. Each claim above is drawn from a primary source linked in the original Ledger entry; the horizon date is when the claim becomes graded under the published methodology. Materiality is the editor’s assessment of the claim’s formality from 1 (PR statement) to 5 (earnings call or SEC filing).

AERS v2.1 · Methodology in active calibration · Not investment advice.